Home Insurance

Finding the right home insurance deal can be a long and sometimes complicated task, so an Oportfolio adviser will find you one that best suits your circumstances.

What do you want to know about the insurance policy that you choose?

We think that you want to know:

  • The policy pays out when you need it to.
  • It suits your needs exactly.
  • It’s a competitively priced contract.
  • You have support when you are making a claim. 

Buildings and contents Insurance

Home insurance is also known as household insurance, and there are three main types of policies:

  • Buildings insurance
  • Home contents insurance
  • Combined buildings and home contents insurance

Buildings insurance protects you against damage to the structure of your home together with its fixtures and fittings, while home contents insurance is there to guard against damage to or loss of the belongings you keep in and around the house.

A useful way to decide which belongings should be covered by home contents insurance is to think of which possessions you would normally take with you if you were to move house. We can also cover your personal possessions outside the home, like a watch or an engagement ring.

The last option is a single combination of both your buildings and home contents insurance cover. 

  • We are committed to our loyal client base and we will work to make sure you have the right insurance policy that you need in place and that you have the support that you want, in the event of a claim.
  • We care that you are protected suitably and we will discuss your needs exactly so that we can tailor-make a policy that is competitively priced, but covers you when you need it most.
  • We will help you you provide all your information correctly to make sure you are completely covered, yet not over insured and paying higher premiums!
  • Our commitment is to look after you, as we would want ourselves to be looked after and to do a proper job for you. That way we can both have peace of mind!

What our clients say

"It is very worthwhile having someone with your interests at heart in the middle of the buying process, as all other parties work for the seller. We would recommend his services to anyone thinking of buying a home and are delighted to have had his help. Recommendations are on their way!"

Kerry-Anne, London

"The whole team at Oportfolio are fantastic. They are a very professional group, who know the market extremely well. The advice and support they gave us was excellent. They helped us through some challenging moments with great humour and dexterity."

James, Oxford