Mortgage

Our clients receive a balanced and informed look at their mortgage options and a focussed view of what will work. After gathering information from you about your circumstances, we establish the most suitable mortgage product and rate. We offer “whole of market” mortgage advice and we look to 'agree-in-principle' the mortgage, directly from the chosen lender.

You will then know what you can afford to borrow, what it will cost on a monthly basis and you will have had your credit status confirmed as acceptable, enabling you to move forward.

When you've found a property, we manage the buying process on your behalf. We are there to help and guide you and we can offer you the service that you want and need, at such an important time.

When you are re-financing, we can offer you cohesive advice and take the strain so you don't have to.

The Oportfolio Service includes

  • 'Whole of market' advice on the banks and lending sources on your behalf.
  • Working with you to get the most appropriate deal chosen and then transacted.
  • Pre-empting what the Bank or lending institution will ask you to provide, in terms of information and documentation, in order to get your mortgage agreed.
  • Getting surveys instructed speedily, speaking to estate agents on your behalf and looking after the whole process for you.
  • Getting the mortgage offer out quickly and into the hands of your solicitor, so you are in the driving seat.
  • Managing the process until you have exchanged and completed.
  • Staying in touch with you and managing your financial portfolio going forward.
  • Looking after you as a long-term client of ours.
  • Keeping you up to date with changes in the market and helping you always have the most competitive terms available.
  • Website Client log-in allowing access to mortgage and insurance information.
  • Renewal date alert - to allow us to review your insurances and contact you in a suitable time-frame to move to the next best product.
  • Pro-Active advice from a knowledgable adviser who is switched on, contactable and on your side!

Click here to complete our no obligation 'agreement-in-principle' form.

 

Mortgage Calculator

Mortgage Amount
Term (Years)
Interest Rate
Repayment Mortgage Monthly Payment
Interest Only Mortgage Monthly Payment
Total Amount of Interest Over Term
Total Amount Paid Over Term

This calculator provides a guide to monthly payments and does not guarantee eligibility for a mortgage. Please contact us for a personalised Key Facts Illustration.

What our clients say

"It is very worthwhile having someone with your interests at heart in the middle of the buying process, as all other parties work for the seller. We would recommend his services to anyone thinking of buying a home and are delighted to have had his help. Recommendations are on their way!"

Kerry-Anne, London

"The whole team at Oportfolio are fantastic. They are a very professional group, who know the market extremely well. The advice and support they gave us was excellent. They helped us through some challenging moments with great humour and dexterity."

James, Oxford